/* Darryn Stephen - redesign v2 (layout/design only). Navy + gold. */
@font-face{font-family:"Inter";font-style:normal;font-weight:400 700;font-display:swap;src:url(fonts/inter.woff2) format("woff2")}
@font-face{font-family:"Playfair Display";font-style:normal;font-weight:500 700;font-display:swap;src:url(fonts/playfair-display.woff2) format("woff2")}
:root{
 --navy:#0b2545;--navy2:#13315c;--navy3:#071a33;
 --gold:#c9a24d;--gold2:#e1c27a;--golddk:#8a6a1f;
 --ink:#16212e;--muted:#4f5f70;--bg:#f5f7fb;--card:#fff;--line:#e3e9f1;
 --r:20px;--r-sm:14px;
 --shadow:0 1px 2px rgba(11,37,69,.04),0 10px 30px -12px rgba(11,37,69,.14);
 --shadow-lg:0 2px 4px rgba(11,37,69,.05),0 24px 50px -18px rgba(11,37,69,.28);
 --serif:"Playfair Display",Georgia,"Times New Roman",serif;
 --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px;-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.7 var(--sans);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%}
a{color:var(--golddk);text-underline-offset:3px}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:.6rem 1rem;z-index:100;border-radius:0 0 10px 0}
.skip:focus{left:8px;top:8px}
.wrap{max-width:1160px;margin:0 auto;padding:0 28px}

/* ---------- header ---------- */
header.top{background:rgba(11,37,69,.94);-webkit-backdrop-filter:saturate(160%) blur(14px);backdrop-filter:saturate(160%) blur(14px);color:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(255,255,255,.08)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:68px}
.brand{color:#fff;text-decoration:none;font-family:var(--serif);font-weight:600;font-size:1.28rem;line-height:1.15;letter-spacing:.01em;margin-right:auto}
.brand small{display:block;font-family:var(--sans);font-weight:500;font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);margin-top:3px}
nav ul{list-style:none;display:flex;gap:30px;margin:0;padding:0}
nav a{color:#dfe8f3;text-decoration:none;font-size:.78rem;font-weight:500;letter-spacing:.12em;text-transform:uppercase;padding:6px 0;position:relative}
nav a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s ease}
nav a:hover{color:#fff}
nav a:hover::after{transform:scaleX(1)}
.menu-btn{display:none;background:none;border:1px solid rgba(255,255,255,.28);border-radius:12px;width:44px;height:44px;padding:0;color:#fff;cursor:pointer;align-items:center;justify-content:center}
.menu-btn svg{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round}
header .social{margin-right:4px}
@media(min-width:961px) and (max-width:1140px){nav ul{gap:20px}header .social{gap:8px}header .social a{width:36px;height:36px}header.top .wrap{gap:14px}}
@media(max-width:960px){
 header .social{display:none}
 .menu-btn{display:inline-flex}
 nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.1);box-shadow:0 20px 30px rgba(0,0,0,.25)}
 .nav-open nav{display:block}
 nav ul{flex-direction:column;gap:0;padding:8px 28px 16px}
 nav a{display:block;padding:14px 0;font-size:.85rem;border-bottom:1px solid rgba(255,255,255,.07)}
 nav a::after{display:none}
}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;padding:.95rem 1.7rem;border-radius:999px;font-weight:600;font-size:.95rem;letter-spacing:.01em;text-decoration:none;border:1.5px solid transparent;text-align:center;line-height:1.2;transition:transform .2s ease,box-shadow .2s ease,background .2s ease,color .2s ease,border-color .2s ease}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#1a1405;box-shadow:0 8px 22px -8px rgba(201,162,77,.7)}
.btn-primary:hover{box-shadow:0 12px 28px -8px rgba(201,162,77,.9)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff;background:rgba(255,255,255,.04)}
.btn-ghost:hover{background:rgba(255,255,255,.14);border-color:#fff}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy2)}
.btn-line{border-color:var(--navy);color:var(--navy)}
header .btn{padding:.6rem 1.25rem!important;font-size:.88rem}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;color:#fff;padding:84px 0 0;background:
 radial-gradient(900px 520px at 85% 10%,rgba(201,162,77,.20),transparent 60%),
 radial-gradient(700px 500px at -5% 105%,rgba(60,110,190,.28),transparent 60%),
 linear-gradient(160deg,#0b2545 0%,#0e2d57 55%,#0a2140 100%)}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(ellipse at 70% 30%,#000 0,transparent 70%);mask-image:radial-gradient(ellipse at 70% 30%,#000 0,transparent 70%);pointer-events:none}
.hero .wrap{position:relative;display:grid;gap:48px;align-items:center}
.hero .hero-grid{display:grid;gap:48px;align-items:center}
@media(min-width:900px){.hero .hero-grid{grid-template-columns:1.25fr .85fr;gap:72px}}
.eyebrow{color:var(--gold2);font-weight:600;letter-spacing:.18em;text-transform:uppercase;font-size:.74rem;margin:0 0 1.2rem;display:flex;align-items:center;gap:14px;line-height:1.5}
.eyebrow::before{content:"";flex:0 0 36px;height:1px;background:var(--gold)}
h1{font-family:var(--serif);font-weight:600;font-size:clamp(2.9rem,7.2vw,5.4rem);line-height:1.02;letter-spacing:-.015em;margin:0 0 .5rem}
.title{font-size:1.05rem;margin:0 0 1.6rem;color:#b9cbe0;font-weight:500;letter-spacing:.02em}
.promise{font-size:clamp(1.12rem,2vw,1.36rem);line-height:1.6;margin:0 0 2.2rem;max-width:32em;color:#eaf1f9;font-weight:400}
.cta{display:flex;flex-wrap:wrap;gap:14px}
.cta .btn{flex:1 1 150px}
@media(min-width:600px){.cta .btn{flex:0 0 auto}}
.portrait{position:relative;max-width:400px;width:100%;margin:0 auto}
.portrait::before{content:"";position:absolute;inset:-14px -14px 14px 14px;border:1.5px solid var(--gold);border-radius:220px 220px 28px 28px;opacity:.75}
.portrait::after{content:"";position:absolute;inset:auto auto -22px -22px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,77,.35),transparent 70%)}
.photo-img{position:relative;z-index:1;display:block;aspect-ratio:4/5;max-width:400px;width:100%;height:auto;margin:0 auto;border-radius:220px 220px 28px 28px;object-fit:cover;object-position:50% 12%;box-shadow:var(--shadow-lg),0 0 0 6px rgba(255,255,255,.08);background:#dfe9f4}
.trust{position:relative;margin-top:72px;border-top:1px solid rgba(255,255,255,.12);background:rgba(4,16,34,.35)}
.trust ul{list-style:none;margin:0 auto;padding:22px 28px;max-width:1160px;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 44px}
.trust li{display:flex;align-items:center;gap:10px;font-size:.84rem;letter-spacing:.1em;text-transform:uppercase;font-weight:500;color:#d5e1ee}
.trust li::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(201,162,77,.18)}
@media(max-width:600px){.hero{padding-top:52px}.trust{margin-top:56px}.trust ul{flex-direction:column;align-items:flex-start;gap:12px;padding:22px 28px}.portrait::before{inset:-10px -8px 10px 10px}}

/* ---------- sections ---------- */
section{padding:112px 0}
@media(max-width:700px){section{padding:76px 0}}
section.alt{background:#fff;border-block:1px solid var(--line)}
h2{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:clamp(1.9rem,4.4vw,3rem);line-height:1.14;letter-spacing:-.01em;margin:0 0 1.1rem;max-width:20em}
h2::before{content:"";display:block;width:44px;height:3px;border-radius:3px;background:linear-gradient(90deg,var(--gold),var(--gold2));margin-bottom:1.1rem}
h3{color:var(--navy);margin:0 0 .5rem;font-size:1.12rem;font-weight:600;line-height:1.35;letter-spacing:-.005em}
.lead{color:var(--muted);font-size:1.12rem;max-width:42em;margin:0 0 2.6rem}
.grid{display:grid;gap:22px}
@media(min-width:700px){.grid.c2{grid-template-columns:1fr 1fr}.grid.c3{grid-template-columns:repeat(3,1fr)}.grid.c2>:last-child:nth-child(odd){grid-column:1/-1}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--shadow);transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease;position:relative}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:#d4dcea}
.card p{margin:0;color:var(--muted);font-size:.99rem}
section.alt .card{background:var(--bg);box-shadow:none}
section.alt .card:hover{background:#fff;box-shadow:var(--shadow-lg)}
.steps{counter-reset:s;list-style:none;padding:0;margin:0 0 3.5rem;display:grid;gap:22px}
@media(min-width:760px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1080px){.steps{grid-template-columns:repeat(4,1fr)}}
.steps li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:84px 28px 30px;position:relative;box-shadow:var(--shadow);transition:transform .3s ease,box-shadow .3s ease}
.steps li:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.steps li::before{content:counter(s,decimal-leading-zero);position:absolute;left:28px;top:24px;font-family:var(--serif);font-size:2.6rem;font-weight:600;line-height:1;color:var(--gold);letter-spacing:-.02em}
.steps li::after{content:"";position:absolute;left:28px;top:70px;width:32px;height:2px;background:var(--navy);opacity:.15}
.steps p{margin:0;color:var(--muted);font-size:.99rem}
.two{display:grid;gap:48px;align-items:start}
@media(min-width:900px){.two{grid-template-columns:1.35fr 1fr;gap:80px}}
#about p{color:var(--muted);font-size:1.08rem}
#about h2+p{color:var(--ink);font-size:1.22rem;line-height:1.65}
aside.card{background:linear-gradient(160deg,var(--navy),var(--navy2));border:0;color:#fff;padding:36px;border-radius:24px;box-shadow:var(--shadow-lg)}
section.alt aside.card{background:linear-gradient(160deg,var(--navy),var(--navy2))}
section.alt aside.card:hover{background:linear-gradient(160deg,var(--navy),var(--navy2))}
aside.card h3{color:var(--gold2);font-family:var(--sans);font-size:.76rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:1rem}
aside.card ul{list-style:none;padding:0!important;margin:0!important;color:#e7eef7!important}
aside.card li{padding:13px 0 13px 30px;border-top:1px solid rgba(255,255,255,.12);position:relative;font-size:.98rem;line-height:1.5}
aside.card li:first-child{border-top:0}
aside.card li::before{content:"";position:absolute;left:2px;top:19px;width:12px;height:7px;border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}
.ph{border:1.5px dashed #c9a24d;background:#fffaf0;color:#6b4f12;border-radius:var(--r);padding:28px;font-size:.98rem}
.chips{display:flex;flex-wrap:wrap;gap:12px;list-style:none;margin:0;padding:0}
.chips li{background:#fff;border:1px solid var(--line);color:var(--navy);border-radius:999px;padding:.6rem 1.3rem;font-size:.97rem;font-weight:500;box-shadow:var(--shadow);transition:all .25s ease}
.chips li:hover{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateY(-2px)}
#faq .wrap{max-width:900px}
details{background:var(--card);border:1px solid var(--line);border-radius:var(--r-sm);margin-bottom:12px;box-shadow:var(--shadow);transition:box-shadow .25s ease,border-color .25s ease}
details[open]{border-color:var(--gold);box-shadow:var(--shadow-lg)}
summary{cursor:pointer;padding:22px 26px;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;line-height:1.45}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";flex:0 0 32px;height:32px;border-radius:50%;background:var(--bg);display:flex;align-items:center;justify-content:center;font-size:1.3rem;font-weight:400;line-height:1;color:var(--golddk);transition:transform .25s ease,background .25s ease}
details[open] summary::after{content:"\2212";background:var(--navy);color:#fff}
details p{margin:0;padding:0 26px 24px;color:var(--muted);font-size:1rem}
.contact{background:radial-gradient(700px 400px at 90% 0,rgba(201,162,77,.22),transparent 60%),linear-gradient(160deg,var(--navy),#0a2140);color:#fff;text-align:center}
.contact .wrap{max-width:860px}
.contact h2{color:#fff;margin-left:auto;margin-right:auto;max-width:16em}
.contact h2::before{margin-left:auto;margin-right:auto}
.contact .lead{color:#cfdcea;margin-left:auto;margin-right:auto}
.contact .cta{justify-content:center}
.contact a.plain{color:var(--gold2)}
.contact p{color:#cfdcea}

/* ---------- footer ---------- */
footer{background:var(--navy3);color:#aebfd2;padding:72px 0 40px;font-size:.9rem;line-height:1.7}
footer a{color:var(--gold2)}
footer a:hover{color:#fff}
footer .eho{display:flex;gap:14px;align-items:center;margin-bottom:34px;color:#fff;letter-spacing:.04em}
footer p{margin:.6rem 0}
footer .cols{display:grid;gap:36px;margin-bottom:12px}
@media(min-width:800px){footer .cols{grid-template-columns:1.4fr 1fr 1fr;gap:56px}}
footer h2{font-family:var(--sans);color:#fff;font-size:.76rem;letter-spacing:.18em;text-transform:uppercase;margin:0 0 1rem;font-weight:600}
footer h2::before{display:none}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin:.5rem 0}
footer hr{border:0;border-top:1px solid rgba(255,255,255,.1);margin:34px 0 22px}
footer hr~p{font-size:.82rem;color:#8da2b9}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

.social{display:flex;gap:10px;align-items:center}
.social a{display:inline-flex;width:40px;height:40px;border-radius:50%;align-items:center;justify-content:center;color:#fff;border:1px solid rgba(255,255,255,.28);transition:all .25s ease}
.social a:hover{background:var(--gold);border-color:var(--gold);color:#1a1405;transform:translateY(-2px)}
.social svg{width:18px;height:18px;fill:currentColor}

/* ---------- reviews ---------- */
.review-card{position:relative;margin:1.8rem 0 2.6rem;max-width:820px;background:var(--bg);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r);padding:40px 44px 34px;box-shadow:var(--shadow);overflow:hidden}
.review-card::before{content:"\201C";position:absolute;right:28px;top:-18px;font-family:var(--serif);font-size:9rem;line-height:1;color:var(--gold);opacity:.18;pointer-events:none}
.review-stars{color:var(--gold);font-size:1.25rem;letter-spacing:.18em;line-height:1;margin-bottom:1.1rem}
.review-card blockquote{margin:0}
.review-card blockquote p{position:relative;margin:0;font-family:var(--serif);font-size:clamp(1.15rem,2.1vw,1.38rem);line-height:1.6;color:var(--navy);font-weight:500}
.review-card figcaption{display:flex;flex-wrap:wrap;align-items:center;gap:6px 14px;margin-top:1.6rem;padding-top:1.2rem;border-top:1px solid var(--line)}
.review-name{font-weight:600;color:var(--ink);font-size:1rem}
.review-source{font-size:.74rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--golddk)}
@media(max-width:600px){.review-card{padding:30px 24px 26px}.review-card::before{right:14px;font-size:7rem;top:-12px}.review-stars{font-size:1.1rem}}

/* ---------- legal/doc pages ---------- */
.doc{padding:72px 0 96px;background:#fff}
.doc h1{font-family:var(--serif);color:var(--navy);font-size:clamp(2rem,5vw,3rem);letter-spacing:-.01em;line-height:1.12}
.doc h2{font-family:var(--sans);font-size:1.2rem;font-weight:600;margin:2.2rem 0 .6rem;max-width:none;letter-spacing:0}
.doc h2::before{display:none}
.doc p,.doc li{color:#34445a}
.doc .note{background:#fffaf0;border:1px solid var(--gold);border-radius:12px;padding:14px 18px;color:#6b4f12;font-size:.92rem}

/* ---------- motion ---------- */
.js .reveal{opacity:0;transform:translateY(24px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1);transition-delay:var(--d,0s)}
.js .reveal.in{opacity:1;transform:none}
@keyframes rise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
.hero .hero-grid>div:first-child>*{animation:rise .9s cubic-bezier(.2,.7,.2,1) both}
.hero .hero-grid>div:first-child>*:nth-child(2){animation-delay:.08s}
.hero .hero-grid>div:first-child>*:nth-child(3){animation-delay:.16s}
.hero .hero-grid>div:first-child>*:nth-child(4){animation-delay:.24s}
.hero .hero-grid>div:first-child>*:nth-child(5){animation-delay:.32s}
.portrait{animation:rise 1s .2s cubic-bezier(.2,.7,.2,1) both}
@media(prefers-reduced-motion:reduce){
 html{scroll-behavior:auto}
 .js .reveal{opacity:1;transform:none;transition:none}
 .hero *,.portrait{animation:none!important}
 .btn:hover,.card:hover,.steps li:hover,.chips li:hover,.social a:hover{transform:none}
}
@media(max-width:599px){.cta .btn-primary{flex:1 1 100%}.cta .btn{white-space:normal}}