Mortgage Advisor · Foreign Buyers & Overseas Assets
Wealth overseas, home in Florida. I make foreign assets count.
I’m a former financial advisor overseas, so I understand money held overseas and how lenders may look at it.
How overseas money may help you buy in Florida
Every lender has its own rules for foreign income and assets. My job is to help you understand your options early and prepare the right paperwork.
Foreign national loans
For buyers without US credit history or residency. Down payment, documentation and terms vary by lender and program.
Overseas savings, investments and income
Money and income held abroad may help you buy here in more ways than you’d think, from funds to close to reserves and qualifying, once they are documented and sourced in line with lender requirements. Options depend on the lender and program.
Asset-based qualifying
Some programs may allow investment or retirement assets to help you qualify when your income is hard to document in the US. Not every asset or borrower is eligible.
Working alongside your financial planner
I come from financial advice, so I speak your planner’s language. I can work with them so your mortgage fits your wider financial plan.
Eligibility, documentation and terms vary by lender and program. Exchange rates, transfer timing and foreign documents may affect your application. This is not tax or legal advice, and nothing here is a guarantee of approval.
Let’s talk about your overseas assets
Have a financial planner? I can work alongside them. A short call can show you which options may fit before you start looking at homes.