Mortgage Advisor in North Palm Beach, FL

Buying a home in North Palm Beach

The Village of North Palm Beach sits between Lake Worth Lagoon and the Intracoastal, just south of Juno Beach, with US-1 running through the middle. Many homes date from the 1950s through the 1970s, and a lot of them sit on canals with docks.

Older homes often mean insurers ask about the roof, electrical and plumbing. A four-point and wind mitigation inspection can make a real difference to your insurance, which is part of what you’ll pay each month, so I like to get those questions answered early.

Waterfront condo buildings near Old Port Cove and along the Intracoastal go through a condo project review, and Florida’s newer condo safety and reserve rules make the association’s paperwork more important than ever. Gated Lost Tree Village and the canal streets off Prosperity Farms Road each have their own HOA and flood zone details.

Flood zone checks are a must on the water. Where flood insurance is required, we build it into the numbers from day one.

Before mortgages, I spent years as a financial planner in South Africa, with a bachelor’s in business and a postgraduate diploma in financial planning law. I still look at a home loan as part of your bigger financial picture.