Realtor Loan Program Check

The short answer: Know before you show. Send me a listing and I’ll email you which loan programs may work for it, and any property issues that could slow a buyer down.

Start the form Call (786) 737-4391

Florida-licensed
NMLS #2664300
Smart Home Loans NMLS #1734077

Leave this empty:

About you

Your name

Brokerage

Email (required)

Phone (optional)

The property

Property address (required)

City / county

List price

Property type

Year built (if known)

HOA or condo association?

Listing link (optional)

Known issues (optional) Buyer profile, if known (optional) Notes (optional) Yes, I’d like a quick call

No instant results. A real person looks this up, and you’ll get the answer by email, usually the same business day.

This is an informal review, not a loan approval or an appraisal. Subject to credit approval and property eligibility. Programs may change.

What I check

Home age and permit history: roof, HVAC, electrical and plumbing, using public permit records where available.
Condo and HOA status: whether the community may work with FHA, VA or conventional financing.
Programs that may fit: FHA, VA, conventional, Florida down payment assistance, bank statement and other options.
Issues that could slow a buyer down, such as an older roof that may affect insurance, so you can plan before an offer.

What happens next

You send the address.
My team looks up the property records and program rules.
You get an email, usually the same business day, with the programs that may work and anything to watch. No call unless you ask for one.

This is an informal review, not a loan approval or an appraisal. Subject to credit approval and property eligibility. Programs may change. Smart Home Loans NMLS #1734077 · Darryn Stephen NMLS #2664300 · Equal Housing Opportunity.